What is the 482 Visa (TSS Visa)?
The Temporary Skill Shortage (TSS) Visa – Subclass 482 allows skilled workers to live and work in Australia for an approved employer who cannot find a suitable Australian worker. This visa requires applicants to have adequate health insurance for the duration of their stay.
Why Do You Need Health Insurance for a 482 Visa?
As a condition of your 482 visa, you and your family members must maintain adequate health insurance while in Australia. Without proper coverage, your visa application may be refused, or your visa may be cancelled.
The Australian government does not provide free healthcare to most temporary visa holders, so having a suitable Overseas Visitor Health Cover (OVHC) ensures you have access to medical treatment when needed.
482 Visa Health Insurance Requirements
Your health insurance must:
✔ Meet the Australian Government's health insurance standards for visa holders
✔ Cover hospital and medical expenses, including emergency services
✔ Provide coverage for the entire duration of your stay
✔ Include your spouse and dependents (if applicable)
✔ Be issued by an approved Australian health insurance provider
What Does OVHC Cover?
A suitable Overseas Visitor Health Cover (OVHC) plan for 482 visa holders typically includes:
✔ Doctor consultations (GP visits)
✔ Hospital treatments (in-patient services)
✔ Emergency ambulance services
✔ Prescription medications (limited coverage)
✔ Surgical and medical procedures
Some plans may also include dental, optical, and physiotherapy as optional extras.
How to Choose the Best 482 Visa Health Insurance?
When selecting a health insurance plan, consider:
✅ Comprehensive coverage that meets visa conditions
✅ Affordable premiums that fit your budget
✅ Hospital network coverage across Australia
✅ Waiting periods for specific treatments
✅ Family or single coverage based on your needs
Compare 482 Visa Health Insurance Plans
We partner with leading Australian health insurers to offer visa-compliant OVHC plans at competitive prices. Get a free quote and compare the best options for your 482 visa health insurance today!
Need Help? Contact Us!
Our expert team can guide you in choosing the right health insurance for your Temporary Skill Shortage (TSS) Visa (Subclass 482). Get in touch for a personalized recommendation.
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